FOR SALE MARGARET HOUSE 3BDRM ,2 T&B AND LINEAR PARK FOR ONLY 16K PER MOS. NEAR MAKATI AND MANILA ONLY 20 MINS FROM SM MOA
LANCASTER ESTATES MARGARET HOUSE MODEL
Margaret House Information:
Lot Area: 100 sqm. - Floor Area: 72 sqm.
House Type: Detached House
Village Name: Somerset Village
Room Dimensions:
Ground Floor:
Living Area/ Kitchen/ Dining: 27.78 sqm
Toilet/bath - 4.20 sqm
Second Floor:
Bedroom 1: 7.85 sqm - Bedroom 2: 7.00 sqm
Master’s Bedroom: 10.95 sqm Toilet: 3.60 sqm
Others: 10.97 sqm
House Features & Finishes:
3 Bedrooms w/wall partition & ceiling
2 Toilet and Bath with tiles & fixtures
Pre-painted G.I. sheet roofing; Powder Coated window
Painted plain cement finish interior & exterior walls
Tiled kitchen counter with stainless kitchen sink
Plain cement finish flooring for 1st & 2nd floor
One (1) Car Garage, Cable & Internet, tel & aircon
PAYMENT SCHEME
1. Thru Bank Financing
Reservation Fee: Php 20,000.00
Dowpayment: 12.5% of the Total Contract Price. To be paid in 15 monthly installment without interest. Start of payment: 30-45 days
after paying the reservation fee.
Balance Loanable: 87.5% will be loaned from our accredited bank. This is called the bank amortization. Our Developer's office will process your loan. Start of payment: On the 16th month. After 15 months of paying in full the 12.5% downpayment. If you pay the downpayment in full cash, your bank amortization will still start on the 16th month.
Estimated Move-in Date: On the 16th-18th month. After 15 months of paying the downpayment and bank has paid the Developer.
2. Thru Inhouse Financing
Reservation Fee: Php 20,000.00
Dowpayment: 30% of the Total Contract Price. To be paid in 24 monthly installment without interest. Start of payment: 30-45 days
after paying the reservation fee.
Balance Loanable: 70% will be financed by the Developer. This is called the Inhouse amortization. Our Developer's office will process your loan. Start of payment: On the 25th month. After 24 months of paying in full the 30% downpayment. If you pay the downpayment in full cash, your amortization will still start on the 25th month.
Estimated Move-in Date: On the 16th-18th month. After 15 months of paying the monthly downpayment.
3. Cash Deferred Payment - 24 Equal Monthly Payments NO Interest
Reservation Fee: Php 20,000.00
Dowpayment: There is no downpayment required.
Amortization: There is no amortization.
Cash deferred payment is considered as cash. Reservation fee is deducted from Total Contract Price. The balance will be divided into 24 monthly installment without interest. Start of the 24 monthly payment: 30 days after paying the reservation.
Estimated Move-in Date: On the 16th-18th month. After 15 months of paying the monthly installment.
4. Spot Cash
Reservation Fee: Php20,000.00
The balance will be entitled with a discount ranging from 4-10% depending on when you will pay in full.
Accepted Kinds of Payment:
Reservation Fee:
Cash - Philippine Pesos
Personal Checks or Company checks or Managers Check
Credit Cards
Downpayment:
Cash - accepted for 3 months only
Postdated Checks - required for the remaining downpayment
Amortization:
Postdated Checks
Automatic Debit from Bank Account
Payment Computation
Choose a financing
|
Bank
|
Inhouse
|
Rate of Downpayment:
|
12.5%
|
30%
|
Months to pay in installment:
|
15 mos.
|
24 mos.
|
Estimated time to move-in:
|
After 15 - 18 months
|
After 15 - 18 months
|
|
|
|
Selling Price (house cost only)
|
Php 1,950,000.00
|
Php 1,950,000.00
|
Add: Processing Fees
|
156,000.00
|
87,750.00
|
Total Contract Price
|
2,106,000.00
|
2,037,750.00
|
Downpayment required
|
263,250.00
|
611,325.00
|
Less: Reservation fee
|
20,000.00
|
20,000.00
|
Downpayment by installment
|
243,250.00
|
591,325.00
|
Monthly Downpayment
|
16,216.67
|
24,638.24
|
Balance Loanable to Bank
|
Php 1,842,750.00
|
Php 1,426,425.00
|
5 yrs @ 10%/year
|
40,004.42
|
36,917.13
|
10 yrs @ 10%/year
|
25,203.51
|
29,214.06
|
15 yrs @ 10%/year
|
20,653.72
|
|
20 yrs @ 10%/year
|
18,634.37
|
|
Note: Amortization includes MRI and Fire Insurance.
|
FREE title transfer
|
Title transfer not included
|
Terms and Conditions:
Reservation fee, downpayments and amortizations are NOT refundable.
But it is transferable to another person or unit provided under same agent and developer. Fee: Php3,000.00.
Only 12.5% downpayment is required for you to move-in to your unit.
If downpayment is paid in cash, 7.5% discount apply base on net downpayment.
If total contract price is paid in full cash, you have 10% discount base on the net selling price.
Other terms and conditions apply.
Inhouse Financing Requirements
3 pcs. ID picture
2 Valid ID & TIN & Cedula
Marriage Contract
70 pcs. Postdated Checks
Bank Financing Requirements
3 pcs. ID picture
Marriage Contract
2 Valid ID & TIN & Cedula
Proof of Billing
Consularized SPA Bank Form (OFW Buyer)
Good credit record.
15 pcs. Postdated checks.
No checking account?
Developer will give a Bank referral to open a checking account.
Amount needed to open: Php5,000.00
REASON TO INVEST NOW IN HOUSE AND LOT
Price increases monthly.
Margaret has increased 6.5% since May 2011. Launching price: Php 1.8M.
Only 12.5% downpayment payable in 15 monthly installment Zero interest.
Promo Only.. longer terms and simple bank loan requirements.
NO minimum salary required. No limit on loan amount.
NO need for Certificate of Employment or Job Contract or Payslips.
NO need for a Co-maker.
NO Income Tax Return (ITR) for OFW.
Move-in on the 16th-18th month after paying full downpayment.
NO overlapping. No lumpsum payments.
NO move-in fees. No bank charges. No hidden charges.
Price includes Title transfer, VAT taxes & Processing fees.
Contact and Schedule for a FREE site viewing:
Contact: Lorie Uy
Cell: +639156061727 ; +639239026964
www.cavitehouse.com
E-mail: [email protected]